Preparing for PCI DSS 4.0.1: New Data Storage Requirements Coming for Requirement 3 in 2025

Preparing for PCI DSS 4.0.1: New Data Storage Requirements Coming for Requirement 3 in 2025

ByChad

As the payment industry evolves to combat emerging threats, PCI DSS 4.0.1 introduces new requirements under Requirement 3: Protect Stored Account Data. Effective March 31, 2025, these updates emphasize stronger cryptographic protections, stricter data retention policies, and better control over stored payment data. Organizations must adopt these practices to remain compliant and secure sensitive cardholder…

PCI DSS Targeted Risk Analysis (TRA): What to Know
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PCI DSS Targeted Risk Analysis (TRA): What to Know

ByChad

Introduction As of March 31, 2025, Targeted Risk Analysis (TRA) will become a mandatory requirement for several controls in PCI DSS v4.0.1. This requirement affects both merchants and service providers equally, marking a significant change in compliance procedures. Key Points About TRA Requirements When is TRA Required? Organizations must implement TRA if they: When is…

a book cover with a castle
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Fortifying the Digital Castle

ByChad

In the ever-evolving landscape of cybersecurity, protecting sensitive data—especially credit card information—has become a paramount concern for businesses of all sizes. Enter “Fortifying the Digital Castle: A Comprehensive Guide to PCI DSS Compliance,” a groundbreaking new book that reimagines data security through the lens of medieval fortification. Why a Castle? You might wonder, “What do…

a silver and black metal object
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PCI DSS 4.0.1 Assessment: A Significant Increase in Effort and Complexity

ByChad

The Payment Card Industry Data Security Standard (PCI DSS) has long been the cornerstone of ensuring the security of cardholder data. With the release of PCI DSS version 4.0.1, organizations and assessors alike are facing a considerable increase in the level of effort required for compliance assessments. This article explores the changes and their impact…

New Flame Stealer Malware: A Persistent Threat to Credit Card Security
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New Flame Stealer Malware: A Persistent Threat to Credit Card Security

ByChad

A new malware named “Flame Stealer” has emerged as a significant threat to the security of credit card data, particularly for users of popular platforms such as Discord, Spotify, Instagram, TikTok, and Roblox. This sophisticated malware exhibits the following features and implications: The malware also collects information about browser extensions, Discord accounts, connections, bots, and…

AI and PCI DSS v4 Compliance: Revolutionizing Data Security
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AI and PCI DSS v4 Compliance: Revolutionizing Data Security

ByChad

In today’s digital age, the protection of sensitive data has become a critical concern for businesses of all sizes. With the continuous evolution of cyber threats, maintaining compliance with industry standards such as the Payment Card Industry Data Security Standard (PCI DSS) is essential. As companies strive to adhere to the latest version, PCI DSS…

Slaying the PCI DSS Dragon: A Professional Review of “The Definitive Guide to PCI DSS Version 4”
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Slaying the PCI DSS Dragon: A Professional Review of “The Definitive Guide to PCI DSS Version 4”

ByChad

First of all I tried to be objective as possible, I have worked with both Coop and Jeff at a previous company and they both taught me a lot of what I know about PCI, I was in Coop’s ASV Training class also. For organizations handling sensitive cardholder data, navigating the intricate requirements of PCI…

PCI DSS 4.0.1: Streamlining Compliance for Organizations Handling Cardholder Data
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PCI DSS 4.0.1: Streamlining Compliance for Organizations Handling Cardholder Data

ByChad

The PCI Security Standards Council (PCI SSC) released a targeted update to the Payment Card Industry Data Security Standard (PCI DSS) in June 2024. PCI DSS 4.0.1 offers a sigh of relief for compliance professionals, focusing on clarity and addressing industry feedback received since version 4.0 launched in 2022. While not a comprehensive overhaul, this…

Fortifying Your Payment Pages: A Look at PCI DSS v4.0 Requirements
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Fortifying Your Payment Pages: A Look at PCI DSS v4.0 Requirements

ByChad

The Payment Card Industry Data Security Standard (PCI DSS) is a set of requirements designed to safeguard sensitive cardholder data. Every few years, the PCI Security Standards Council releases updated standards to reflect the evolving threat landscape. The upcoming version, PCI DSS v4.0, will be in effect by March 31, 2025, and it strengthens protections…